What Are Smart Contracts and Why Are They Essential for DeFi?

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Understanding Smart Contracts

Smart contracts are self-executing programs stored on a blockchain that automatically enforce agreements when predetermined conditions are met. They form the foundation of all DeFi applications.

Think of smart contracts as vending machines for financial services – deposit the right inputs, and the contract automatically executes the promised action without requiring trust in any intermediary.

Key Takeaways

  • Smart contracts are code that executes automatically when conditions are met
  • They enable trustless, transparent financial transactions
  • Once deployed, contracts cannot be changed (immutability)
  • Bugs in smart contracts can lead to permanent loss of funds
  • Audits help identify vulnerabilities but don’t guarantee safety